Skip to content
Phil Klein Insurance Group Blog

Insurance Blog

Get a Quote Instantly

Is Your Home Ready for the Cold Weather?

Cold weather will be here before you know it in West Bloomfield, MI. You do not want it to take you by surprise and allow it to cost you money for repairs and other losses along the way. Before it gets too cold, consider implementing some of these tips from Phil Klein Insurance Group.

  • Get your heater checked. The last thing you are going to want to deal with this winter is a heater that does not work with freezing temperatures outside. You can avoid this from occurring in your home by getting your heater checked now. Have a professional come out to give it a tune-up and ensure that it is working properly before it gets cold outside. 
  • Prep your pipes. There is no doubt that the temperature will get below freezing at some point this winter. You should make sure that all of your exposed pipes, both inside and outside of your home, have some protective covering to help prevent them from freezing. You can get some good covers from your local hardware store and install these yourself. 
  • Check your windows and doors for leaks. Unless you want to help heat up the outside, you should check for any places your heat can leak out. You should consider caulking your windows as well as checking your doors for any gaps. If you find any, get them fixed so you can save on your heating bills.

Winters in West Bloomfield, MI can be brutal, but you can keep your home safe and protected with these tips and more. Another thing to do is get a great home insurance policy to help protect you from the things that you cannot predict. Contact Phil Klein Insurance Group to get started on your quote today or try our online rating tool.

Consumer Home Insurance Tips in Birmingham, Michigan

Phil Klein Insurance Group in Birmingham, Michigan was created for you – the customer. Phil and his team not only want to offer you affordable home insurance coverage; they want to make sure that you understand your policy; enabling you to sleep in complete confidence.

Consumer Tips in Birmingham MI

Home Insurance is not required by law in Michigan; nor is owning an umbrella. But when you are caught in a downpour-the coverage sure is comforting. Homeowners Insurance is designed to protect you and your family when the unexpected happens.

Insuring your home through the Phil Klein Insurance Group is comforting and provides that needed coverage for unexpected downpours in your life. Invest in your home wisely with these tips.

  • Shop around. Companies in Birmingham, Michigan are competing for your business. Stop by and meet the agents. Get quotes online or by phone. Quotes are free and help you categorize your options according to your budget.
  • The economic rules of Insurance can cause higher priced companies to lower their rating due to pressure brought on by consumer choice.
  • Shopping for insurance will never be as exciting as shopping for shoes, but by becoming knowledgeable about which questions to ask – you will find the best fit.

Top Questions to Ask

By asking questions, you can chart the answers and have a comparable resource to help you choose the best home insurance coverage.

  • What losses does your policy cover? What loses are not covered by your policy?
  • The Michigan state law allows all companies to offer discounts on insurance coverage. Ask which discounts are available to you. Each one will save you some money.

Be sure and add Phil Klein Insurance Group in Birmingham, Michigan to your shopping list-we have you covered.

Connect With Us

for all your insurance needs!

248-682-7445

Our Partners

  • AAA
  • Accident Fund
  • Aegis Insurance
  • American Modern
  • AmTrust
  • ASI
  • Berkshire Hathaway GUARD
  • Berkshire Hathaway Homestate Companies
  • Chubb
  • Citizens Insurance
  • Conifer Insurance Company
  • Coterie
  • Encompass
  • Ethos Life
  • Foremost
  • Great Lakes Mutual
  • Hagerty
  • hiscox
  • JC Taylor
  • Liberty Mutual
  • Lincoln Financial
  • North American
  • Penn Mutual
  • Philadelphia Insurance Companies
  • Pie Insurance
  • Principal
  • Progressive
  • PURE Insurance
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Univeral Property & Casualty
  • Westfield

Servicing these States

  • Michigan

Latest News