Landlord Insurance in West Bloomfield: Rentals, Land & Vacant Properties

During the years that the real estate market was recovering from its 2007 crash, it wasn't unusual for property owners to leave entire houses unoccupied. But even now, real estate owners have their own reasons for leaving behind a property. Some houses are undergoing drastic renovations that can last over a long stretch of time. In some areas, it is very difficult for landlords to find decent tenants to occupy the home. Some homes are located within an empty town, where the number of available tenants are scant. It’s situations like these when investment property owners in West Bloomfield need vacant property insurance and/or land insurance.

Are you a landlord or homeowner in possession of a property that is frequently left vacant? If so, you might be wondering whether you need insurance to cover any vacant property in West Bloomfield. The Phil Klein Insurance Group provides landlord insurance plans for a variety of situations, including vacant homes and land coverage.

These are the most common reasons why a property owner in West Bloomfield needs landlord insurance or vacant property/land insurance:

Outside perils are frequent in the local area. Drastic weather, floods, fires, lightning, explosions and storms can all pose a threat to the structure of your property.
Vandalism and crime are a common occurrence within the area. Insurance can cover break ins and acts of mischief.
Accidents and breakdowns that cause property damage. Insect infestations and decaying home appliances can end up costing you a lot of money.
You want to be on the safe side. Because the property is unoccupied, you are not there to monitor everything and make sure that it's all in good shape.

Some insurance agencies are reluctant to provide landlord / rental / Airbnb / vacant property insurance in West Bloomfield due to the increased risks of potential damage. But the Phil Klein Insurance Group is happy to cover you. If you have a rental or unoccupied home in West Bloomfield that needs landlord insurance, go ahead and contact us.